Saturday, October 27 2018
This is not a paid advert or collaboration, just me finding a great deal to pass on.
I have tried all year since reading the Barefoot Investor to find savings where I could through reviewing our bills and that with other providers and even had power panels installed through an interest free payment offer.
One of the bills that has been bugging me, is my pet insurance for Dusty, I know many think it is a waste of money to insure your pet but it is something that could help save big costs. With Dusty's breed of cat, we were recommended by a vet nurse to get insurance and go through Pet Plan.
We signed up a policy when he came to live with us going on 2 years ago to this date and at the time the plan was great and affordable at $36 roughtly a month. But once the 12 months were up the policy jumped up, and then up again and now is sitting around the $63 a month, almost doubling and I am no longer feeling confident with our policy. We haven't needed to use it yet but it was a large cost that had doubled for almost no reason.
So I was on Kogan the other night looking for a gift for Russ for Xmas, when I saw an advert for pet insurance and was curious. I was intrigued by the first month free, but also that the plans looked similar to what I was paying currently with Petplan but at a much lower rate.
I signed up and emailed to cancel my petplan and pray that Dusty doesn't get sick and needs a vet, but at least if he does we have cover.
Best of all, it is now only $39 roughly a month instead of $63 and to our budget and pocket that is a big saving!
I am interested in learning more about their mobile and internet plans, 2 years until our contracts are up but never too early to research options.
That is our power reduced, our pet insurance, our car insurance and our home and contents insurances this year, I think I have done well to make a little savings in each policy.
I always feel productive when I have done some adulting, Russ is even happier if it comes in under budget. Or when Xmas comes early...
Oh and as for Russell's Xmas present (the whole reason I was on Kogan to begin with), I ended up finding it on a different site for $30 cheaper, it arrived on his day off and he opened it and started setting up before I had realised, so now he has his Xmas gift and he loved it. It was a pokemon go lego like (mega construx) and was a big gyuarados (the evolved form of Magicarp) so Russ has been happy. Found it on ToyDeals.com.au for $30 plus post, but still was cheaper than most sites, quick to arrive too (couple of days too). also not a paid mention, just a damn good find!
Crazy that Christmas is so close, it also means that the Share the dignity #itsinthebag promotion is on soon too, better get started on that myself. I am not anywhere near organised this year!
Disclaimer: I was not paid or asked to write about this, I found and paid for this plan myself and thought it was a great buy to pass on to you, always read the PDS to make sure the product is right for you.
Thursday, September 21 2017
This is not a sponsored post, we purchased the car using finance through the car yard, not a brag post either just celebrating a milestone I never thought I would be alive to see.
A year ago today I experienced 3 things I never thought I would ever live to experience such as purchasing a new car with a big red bow on it or even buying my dream car of a Hyundai ix35...
One was also driving a car again. 18 months earlier I was unable to drive a car due to a large rockmelon sized tumour that sat under my stoma, As the steering wheel already sat on my stoma and stomach already it was near impossible to drive safely or comfortably. Then I got the PICC line in and that made things difficult, then surgery and chemo again I really wasn't up for driving at all. Plus everytime I drove it was painful as I felt every bump in our old car.
So imagine how excited I was to drive again!
It was great timing too as we had just moved out of town Russ needed to take the car to Coffs for work and I was stranded at home without a way of getting to the shops or doctors/hospital if I needed to, so a second car came in handy at times.
I don't think I could have lived and experienced as much as I have this past year without this car, this was one of the best decisions we have made. Yes we were struggling week to week drowning in all the debt, but the car gave me so many memories and opportunities to get out more.
This car has seen so many adventures and so many conversations, and many games of i-spy. We started our own game versions including "name all the different types of wood" and "name all the different names for water" and so many other nerdy variants of I-spy. Russ even compiled a playlist on his phone of perfect Talya and Russ road trip songs.
I never realised a car could help me to live life as much as this new car has, being higher off the ground it is a lot easier for me to get in, as it is also higher it is easier for Russ to get the wheelchair in/out so he is more inclined to want to go out.
The car even has butt warmers, these help to keep my back and bottom warm which helps with pain, stiffness and inflammation. I only discovered this 2 months ago and would have made all the long road trips and day outings better if I knew earlier!
I have been to Sydney 3 times on bucketlist adventures for the Dixie Chicks, Royal Easter Show and Vivid. We never would have gone to Sydney via road if it weren't for this car, our old car wouldn't have made it and only option would have been to catch the train which is double the time.
This car has brought so many beautiful memories and I look forward to more with Russ thanks to Betty our ix35.
Saturday, July 30 2016
I am sure by now you have heard of Pokemon Go, the gaming phenonemon taking over the world.
If you haven't you might be living under a rock, as it is this game that was released about 3 weeks ago and has so many people playing and socialising just to play the game... heck it is even tricking you into doing exercise!
My husband started playing the day it was released here in Australia, and I only started playing it 7 days ago (and I am already up to level 15, half a level behind my hubby who has been playing for 3 weeks).
When I was younger I loved watching Pokemon on TV and even played on my gameboy advance, so when it was released I knew it would be pretty awesome to re-live some pretty fun childhood memories (afterall, you're never too old to be a kid).
But two of the reasons I was so delayed in signing up and playing Pokemon was 1. I have a bit of an addictive personality 2. I can be pretty competitive but 3. It is hard for me to get out and go walking/driving on my own and I didn't want to be stuck at home feeling down and disappointed that I was missing out, which in the end I was feeling that way anyways so I created and account and started playing.
Boy what fun it has been this past week though!
We went away (my husband and I) for our wedding anniversary and stayed close to where my family live, so we got to go Pokemon hunting with my siblings (which was a lot of fun) and we even went to Port Macquarie for the day where we went for a massive walk (4km in total) and my husband pushed me in my wheelchair, then we got home on Wednesday and went for a 3km walk through the botanical gardens here in Coffs Harbour (there is so many Poke stops and pokemon there).
But the highlight for me has been waiting for my husband to come home each evening and we go searching for an hour or so for the Pokemon, it gives me something to get out of the house.
It has become a fun thing that my husband and I can share and do together, and we are having so much fun!
HOT TIP: Before you start playing do your research (google search) for articles on tips, tricks and resources to help you play. I wish I had of done that before I started playing so I could fully understand how to get the most out of the experience.
But over my week of playing, I have come across some ways to help you not only play better but also to play safely.
#1. Find a friend to be your Poke' buddy
#2. You will find more pokemon in more populated areas
#3. Use caution and common sense when playing especially at night
#4. Invest in a portable phone charger
#5. Unless you plan on battling your Pokemon get rid of unessential items
#6. Berries can help you to catch a pokemon
#7. Capture as many Eevee's as possible
#8. Capture every Magikarp you find
#9. Save your lucky egg for a bulk evolving spree
#10. Use the incense to draw Pokemon to your location
These are just a short list of tips and tricks I have used to not only play efficiently but safely, but you can google 'Pokemon Go tricks' for a lot more hints. But if you have any hints or tricks you have used and isn't mentioned above simply leave a comment below (or join the conversation over on our facebook page)
Most of all have fun but be safe!